Lending

Private Student Loans ARE HERE!
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
The FIRST ILLINOIS CREDIT UNION Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please get started here.
The Smart Option Student Loan features and benefits:
ü We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
ü Borrow up to 100% of school certified education costs (minimum $1,000)
ü Multiple in-school repayment options available
ü Borrower benefits available – like rewards and interest rate reductions
ü Rates that reward creditworthy borrowers
ü Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
ü Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.
ü 24/7 online account management
ü No prepayment penalty.
To learn more or to apply, please get started here.
*We are compensated for the referral of Smart Option Student Loan customers.

Need a loan? First Illinois will work with you to find the best solution to your borrowing needs. Our goal is to provide the best member service available in town!
If you hover your mouse over the Lending tab on the top menu, you will see various loan options for you to consider. If you cannot find what you are looking for, please call us at 217-446-2125 and we will be happy to forward you to a loan officer who will work with you to find a solution.
MEMBERS® Auto & Homeowners Insurance Program
You trust First Illinois Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.
- The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
- Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free, no-obligation quote.
Click here to start saving!
The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
The <insert partner name>* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please get started here.
The Smart Option Student Loan features and benefits:
„« We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
„« Borrow up to 100% of school certified education costs (minimum $1,000)
„« Multiple in-school repayment options available
„« Borrower benefits available – like rewards and interest rate reductions
„« Rates that reward creditworthy borrowers
„« Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
„« Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.
„« 24/7 online account management
„« No prepayment penalty.
To learn more or to apply, please get started here.
*We are compensated for the referral of Smart Option Student Loan customers.
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