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Refer a member to First Illinois Credit Union and be eligible for cash!  Click on this link to learn more! 



Private Student Loans ARE HERE!


Now you can pay for college the smart way with three great repayment options and competitive interest rates!


The FIRST ILLINOIS CREDIT UNION Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.


The Smart Option Student Loan features and benefits:


ü  We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.

ü  Borrow up to 100% of school certified education costs (minimum $1,000)

ü  Multiple in-school repayment options available

ü  Borrower benefits available – like rewards and interest rate reductions

ü  Rates that reward creditworthy borrowers

ü  Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

ü  Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.

ü  24/7 online account management

ü  No prepayment penalty.


To learn more or to apply, please get started here.

*We are compensated for the referral of Smart Option Student Loan customers.



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Need a loan?  First Illinois will work with you to find the best solution to your borrowing needs.  Our goal is to provide the best member service available in town!


If you hover your mouse over the Lending tab on the top menu, you will see various loan options for you to consider.  If you cannot find what you are looking for, please call us at 217-446-2125 and we will be happy to forward you to a loan officer who will work with you to find a solution.