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Member Cellular Discounts with Sprint


24 HOUR ATM located at BOTH LOCATIONS -- No Fee for 1st Illinois Members!  Traveling - look for the COOP Network for fee-free withdrawls. 


WIRE TRANSFERS - Please contact our office at 217-446-2125 to receive the proper wiring instructions.  Due to privacy concerns, we will not put them on this site.  Using just your member number and our routing number will not successfully complete a wire.

Deposit Insurance

Your deposits are insured to $250,000 by the National Credit Union Share Insurance Fund, which is administered by the National Credit Union Administration (NCUA), an agency of the federal government.

Savings Account

 One Share Account required with a $25.00 minimum balance requirement (entitles you to all benefits of membership)

  • No Service Charges
  • Payroll Deduction to Savings or Loans, if you choose.
  • ATM Card available.

You can view our current Rates online.

Certificates of Deposit

 Maximize your earnings

  • Competitive Rates
  • 6 month to 5 year terms
  • Dividends Pay at Maturity

You can view our current Rates online.

Individual Retirement Account (IRA)

In addition to our traditional IRA, we also offer Roth IRA and Educational IRA.

IRAs can be established by any working member meeting eligibility criteria. This is a sound way to save for retirement or education. It allows you to accumulate savings with tax-deferred compounding of interest until the money is withdrawn. A member can invest in the account on a yearly basis up to a maximum limit set by the IRS.

You can view our current Rates online.

Club Account

 To use for whatever purpose you might have.

  • Christmas club - checks issued first week of November

You can view our current Rates online.

Checking Account

1st Illinois Credit Union Checking Accounts include:

  • No minimum balance requirement
  • First 50 checks FREE
  • Duplicates of every check you write
  • No per check fee
  • Monthly statements (electronic statements coming soon!)
  • Free ATM/Debit Card
  • Free Online Banking (FirstVision)
  • Free Online Bill pay

1st Illinois Credit Union Platinum Checking (Primary member over 50)

  • All of the benefits mentioned above PLUS:
  • FREE Platinum Checks
  • Bonus CD Rates

VISA Credit Card Programs

No Annual Fee

  • 25 Day Grace Period on Purchases
  • Local Assistance

You can view our current Rates online.

Electronic Services

Direct Deposit (ACH):

  • Contact your employer to set up your ACH payroll deduction or direct deposit. You may also contact our ACH coordinator for details of all the services we provide through ACH.
  • The Checkcard
    • Works like a check
    • Funds come directly from your checking account
    • Accepted anywhere VISA™ is accepted
    • Obtain cash from any ATM with the VISA™ logo
    • All transactions on monthly statement
    • The ultimate in convenience

Miscellaneous Member Services 

  • Cashier Checks
  • 24 Hour ATM @ Gilbert Street Location
  • FREE FirstVision Online Banking and Billpay
  • Money Orders
  • American Express Traveler's Checks
  • Payroll deduction
  • Direct deposit of payroll (ACH)
  • Bank Wires
  • Western Union Wires
  • Notary service
  • $2,000 Free AD & D Insurance

24 Hour Touch Tone Teller  

  • Available 7 days a week, 24 hours a day
  • Check Balances
  • Transfer funds
  • Make loan payments
  • See what checks have cleared