ALL RATES AS OF FEBRUARY 25, 2010
(Rates may change without notice -- please contact us at 446-2125 to confirm)
LOAN RATES
|
NEW & USED CARS (2010 - 2006)
|
BASE RATE
|
|
Up to 36 months
|
4.25%
|
|
37 to 48 months
|
4.75%
|
|
49 to 60 months
|
5.50%
|
|
61 to 72 months
|
6.50%
|
|
2005 - 2004 (up to 48 months)
|
7.00%
|
|
2003 - 2002 (up to 48 months)
|
8.00%
|
| 2001 and older (up to 36 months) |
9.00%
|
|
(For LTV greater than 80% - add .50% to base rate)
|
| |
|
| REAL ESTATE MORTGAGES |
|
10 year fixed rate
|
5.50%
|
| 15 year fixed rate |
5.75%
|
| 20 year fixed rate |
6.00%
|
| 30 year fixed rate |
6.25%
|
| 2nd Mortgage (equity loan) 10 year max. term |
7.50%
|
| |
|
| SHARE SECURED |
5.00%
|
| CD SECURED (Minimum rate - 5%) |
CD rate + 2%
|
| SIGNATURE LOANS |
12.50%
|
| VISA |
9.99%
|
| OTHER SECURED LOANS |
10.50%
|
| |
|
| MOTORCYCLES, BOATS, RV's |
| New Motorcycles/Boats (up to 60 months) |
7.00%
|
| Used Motorcycles/Boats (up to 48 months) |
8.00%
|
| New RV's (up to 60 months) |
7.50%
|
| New RV's (up to 120 months) |
10.50%
|
| Used RV's (up to 60 months) |
11.00%
|
|
RATES SUBJECT TO CHANGE WITHOUT NOTICE
|
Annual Percentage Rate reflects an "as low as" rate and your actual rate may vary.
 Calculate your loan payment here!
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DEPOSIT RATES
|
CERTIFICATES OF DEPOSIT ($2,500 Minimum Deposit)
|
BASE RATE
|
|
6 months
|
0.80%
|
|
12 months
|
1.20%
|
|
18 months
|
1.55%
|
|
24 months
|
1.80%
|
|
36 months
|
2.00%
|
|
48 months
|
2.00%
|
| 60 months |
2.00%
|
| |
|
| MONEY MARKET ACCOUNT |
|
$2,500 - $9,999
|
0.60%
|
| $10,000 - $24,999 |
0.75%
|
| $25,000 and above |
1.25%
|
| |
|
| SHARE SAVINGS ACCOUNT |
.50%
|
| KID'S CLUB SAVINGS ACCOUNT |
.55%
|
| |
|
| IRA |
2.75%
|
|
RATES SUBJECT TO CHANGE WITHOUT NOTICE
|
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|
