LOAN RATES AS OF JULY 24, 2008

9.99% APY - No annual fee! Apply today!

Description		Base APR Rate
NEW & USED VEHICLES (2008 - 2005)
Up to 36 Months		4.75%
37 to 48 Months		5.00%
49 to 60 Months		5.25%
61 to 72 Months		6.00%
2004 - 2003 Models (up to 48 months)		6.50%
2002 - 2001 Models (up to 48 months)		7.00%
2000 & Older (up to 36 months - subject to inspection)		9.50%

 ABOVE RATES ARE FOR LOAN TO VALUES LESS THAN OR EQUAL TO 80%.  LOAN VALUES 81% TO 100% ADD .50 TO BASE RATE

Annual Percentage Rate reflects an "as low as" rate and your actual rate may vary.

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Description	Rates as Low As
Share Secured Loan	5.00%
CD Secured Loan	CD RATE + 2.00%
Signature Loan (unsecured)	12.50%

Description	Base Rate
New Motorcycles/Boats (up to 60 months) NEW LOWER RATE	6.00%
Used Motorcycles/Boats (up to 48 months)NEW LOWER RATE	7.50%
New RV's (up to 60 mos -- 75% LTV)	8.00%
New RV's (up to 120 mos. -- 75% LTV)	11.50%
Used RV's (up to 60 mos. -- 75% LTV)	11.00%

Description	Rate
10 Year Fixed Rate Mortgage	6.25%
15 Year Fixed Rate Mortgage	6.25%
20 Year Fixed Rate Mortgage	6.50%
30 Year Fixed Rate Mortgage	6.75%
2nd Mortgage (Home Equity Loans)	7.00%

 DEPOSIT RATES AS OF JULY 24, 2008

Certificates of Deposit	APY
12 months -- $1,000 minimum deposit	2.25%
6 months -- $2,500 minimum deposit	2.25%
12 months -- $2,500 minimum deposit	2.80%
18 months -- $2,500 mininum deposit	2.80%
24 months -- $2,500 minimum deposit	2.80%
36 months -- $2,500 minimum deposit	3.00%
48 months -- $2,500 minimum deposit	3.00%
60 months -- $2,500 minimum deposit	3.00%
If you are interested in other CD terms, please contact us
Money Market Account
$2,500 - $9,999	1.25%
$10,000 - $24,999	2.10%
$25,000 and above	2.55%
Share Savings Account	1.00%
IRA	3.55%
NEW! Kid’s Club Savings Account	1.50%

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